Heating & Air Financing Available

At Mack's Heating & Air Inc, in Columbia, MS, we understand that installing or upgrading your heating and air conditioning system is a significant investment. That’s why we offer flexible financing options to make your new HVAC system more affordable. Whether you’re looking to replace an old unit or invest in an energy-efficient Carrier® system, our financing plans help you stay within budget while ensuring your home or business stays comfortable year-round. Our financing options come with competitive rates and easy payment plans, so you can enjoy reliable, energy-efficient heating and cooling without the financial strain.

Financing Solutions

The SpectrumAC Platform is designed to help you apply and find options for your HVAC Financing or leasing needs, all in one smooth process.

Options Include:

  • Quick decisions on a credit card application with Wells Fargo Bank, N.A.*
  • Special Financing Terms where available*
  • Convenient monthly payments to fit your budget
  • Lease Purchase options for customers that may need an alternative option to financing**



*The Credit Card issued with approved credit, by Wells Fargo Bank, N.A.,an Equal Housing Lender

**Lease - Purchase options provided by Microf, LLC. SpectrumAC is a platform brand of Microf, LLC

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